At ALTRU, we’ve been insuring non-profits since 1995. We’ve worked with our insurance carrier partner, Old Republic, to design forms that make sense, and provide just the right coverages your non-profit clients want and need.

Here’s just a few highlight from our program. If you don’t see something you need, there’s a good chance we have an endorsement or other way to provide it, and we’d be happy to have that discussion with you.

ALTRU Special Features and Options:

  • Broad Employment Practices Liability Coverage Included
  • Coverage applies to EEOC complaints or other administrative proceeding
  • Third-Party Discrimination and Harassment Coverage Included
  • Fiduciary Liability Coverage Extension Included for $100,000. Higher limits, available upon request
  • No Personal Injury Exclusion (Defamation, Libel/Slander Coverage Included)
  • Defense Coverage for Claims Seeking Non-monetary Damages
  • Marital Estate Coverage Included
  • Coverage provided for service on Outside Non-profit Boards
  • Punitive Damages Coverage Included
  • Excess Benefit Transaction Penalty Coverage included
  • Work Place Violence Coverage available
  • Extended Reporting Period Options include One-Year at 40%, Two-Years at 75% or Three-Years at 100% additional premium
  • Supplemental Data Breach coverage available by endorsement

About ALTRU

ALTRU, LLC is a Managing General Underwriter that specializes in directors & officers (D&O) and organization liability for non-profit organizations, as well as Miscellaneous Professional Liability (MPL) for a wide range of service firms. ALTRU provides underwriting services on behalf of Old Republic Insurance Company, rated A+ (Superior) by A.M. Best, A+ (Stable) by S&P and A2 (Stable) by Moody's. The team at ALTRU builds solid, professional relationships and delivers a superior level of service to their network of retail insurance agents, which sets them apart from other industry wholesalers.