ALTRU News

Non-Profit Policy Forms

Insuring your Non-Profit Clients Have you ever received a quote for a non-profit D&O policy but not had a clue what coverage form came with it? We think you should be able to view the coverage form and review it with your client before you ever even get a...

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Nonprofit Insurance – Special Features

There a number of insurance companies that offer an insurance policy for nonprofits, but how many of them created their company AND their policy form soley for nonprofits? At ALTRU, our entire company and the policy form we use was designed around serving nonprofits....

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Misc Professional Liability Classes

Non-Profit D&O is  a large part of what we do here, but we also specialize in miscellaneous professional liability. We can consider almost any type of business, but we wanted to highlight the classes below. These all have supplemental applications available for...

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MPL for Advertising Agencies and Graphic Artists

ALTRU's miscellaneous liability program includes advertising agencies and graphic artists as a target class of business. Some hightlights of our program: Admitted in 21 states, E&S basis in the other states. No minimum premium. Minimum $1,000 retention for each...

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Nonprofit Policy Form Features and Options

Our policy was designed from the ground up with nonprofits in mind. Unlike other companies who use the same forms for many types of businesses, we're focused on insuring nonprofits. Here's some special features built into our policy along with some optional coverages...

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Nonprofits By The Numbers

The National Center for Charitable Statistics (NCCS) is an agency that is part of the Urban Institute. It's considered the national repository for data on nonprofits in the United States. Here's some statistics on the nonprofit sector as of their most recent report...

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Why Nonprofits Need Directors and Officers Coverage

It's taken almost for granted that publicly traded companies will carry Directors and Officers Liability coverage. It just seems to make sense that a national or multinational corporation worth billions of dollars would need this coverage. It's a little less clear why...

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Top Ten Legal Risks for Nonprofits

Making your nonprofit clients realize the extent of the risks they face is often the most difficult part of selling nonprofit D&O. Venable LLP, a law firm specializing in nonprofits has an older, but still very relevant, article on The Top 10 Legal Risks Facing...

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Risks for Nonprofit Organizations

We find that nonprofit organizations frequently underestimate their exposure to risk. Here's a partial list of potential claims situations that you can talk to your nonprofit clients about. Disgruntled Employees Fired Employees Employees claiming sexual or other types...

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