ALTRU is a leading provider of non-profit directors and officers liability insurance.

Our policy form features:

  • Claims-made, “Pay on Behalf of” form
  • Full Prior Acts Coverage
  • Policy Form provides for the Carrier’s duty to defend claims.
  • Defense Costs coverage in addition to the policy limit

Here’s a partial list of the classes of business we write:

  • Adult Literacy Program
  • Alcohol Drug Rehab Treatment Center
  • Arts/Cultural Organizations
  • Big Brothers Big Sisters Organization
  • Blood Banks
  • Boarding Schools
  • Business Association
  • Charitable Foundations
  • Churches
  • Civic Organization
  • Clinics
  • Condominium Owners Association
  • Council on Aging
  • Day Care Centers
  • Family Counseling
  • Fraternal /Social Clubs
  • Group Home
  • Halfway House
  • HeadStart Programs
  • Hospice
  • Housing Development
  • Housing for the Elderly Disabled
  • Mental Health Treatment
  • Neighborhood Revitalization Organization
  • Non-profit Service Organization
  • Non-Residential Counseling
  • Nursing Homes
  • Private Foundation
  • Private Industry Councils PICs
  • Residential Facilities
  • Rotary Club
  • Schools Private
  • Senior Center
  • Sheltered Workshop
  • Specialized Medical Care
  • Street Fair
  • Symphony
  • Temporary Housing
  • Theatre Group
  • Trade Associations

If you are working on any of these classes of business, or have a renewal coming up, Contact Us and we’ll talk over the account with you and let you know if we can be of assistance.



ALTRU, LLC is a Managing General Underwriter that specializes in directors & officers (D&O) and organization liability for non-profit organizations, as well as Miscellaneous Professional Liability (MPL) for a wide range of service firms. ALTRU provides underwriting services on behalf of Old Republic Insurance Company, rated A+ (Superior) by A.M. Best, A+ (Stable) by S&P and A2 (Stable) by Moody's. The team at ALTRU builds solid, professional relationships and delivers a superior level of service to their network of retail insurance agents, which sets them apart from other industry wholesalers.